Subdivision Bonds  A New Era for Ontario Home Builders?

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Subdivision Bonds  A New Era for Ontario Home Builders?
Subdivision Bonds A New Era for Ontario Home Builders?

Ontario is facing a serious housing shortage that affects how affordable and available homes are throughout the province. Recent reports show that there is a significant shortfall in housing. This problem is made worse by population growth and rising home prices. To tackle this issue, the provincial government passed Regulation 461/24 under the Ontario Planning Act on November 20, 2024… Read more

Understanding Torch Roofing Risks
Understanding Torch Roofing Risks

Mike Di Pinto, VP of Construction Insurance at Ferrari & Associates, highlights the risks associated with torch roofing, a method utilizing propane torches to seal roofs effectively for 15–20 years. Despite its durability, torch roofing poses significant fire hazards, including the potential ignition of flammable materials and hidden smoldering fires, along with injury risks for workers.

How To Lower Roofing Insurance Premiums
How To Lower Roofing Insurance Premiums

Welcome back! I’m Mike Di Pinto, Vice President of Construction Insurance at Ferrari & Associates. If you’ve already read my first article, “Why Is Roofing Insurance So Expensive?” thank you for continuing this journey. In that article, I outlined why roofing is considered such a high-risk profession and how these risks drive up insurance premiums. In this second part of.. Read more

Why is Roofing Insurance So Expensive?
Why is Roofing Insurance So Expensive?

Why is roofing insurance so expensive? This is a question I get asked a lot. Hello, I’m Mike Di Pinto, Ferrari & Associates’ Vice President of Construction Insurance, and in this article, I’ll explain why roofing insurance is costly and what factors contribute to those high premiums. Roofing is a high-risk profession due to the inherent dangers involved in working.. Read more

The Importance of a Bonding Facility for Contractors
The Importance of a Bonding Facility for Contractors

Learn how a bonding facility streamlines access to bid, performance, and payment bonds, helping you secure more projects and build trust with clients.

Setting Up Construction Contracts
Setting Up Construction Contracts

Ferrari & Associates assists contractors in establishing commercial insurance and bonding. As construction companies grow, they often overlook critical contract setup, which should be reviewed with a lawyer. Important elements to consider include the scope of work and contract price, payment provisions, termination terms, and insurance requirements. Clarity in these areas is essential to prevent disputes and ensure appropriate coverage. For legal assistance, contact Lori Goldberg; for insurance inquiries, reach out to Mike Di Pinto.

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