Why Directors & Officers (D&O) Insurance is Critical for Business Leaders

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Why Directors & Officers (D&O) Insurance is Critical for Business Leaders
Why Directors & Officers (D&O) Insurance is Critical for Business Leaders

Whether you run a private business, a non-profit, or a publicly traded company, directors and officers (D&O) insurance is essential to protect your leadership team from lawsuits. What Does D&O Insurance Cover? D&O coverage provides financial protection for executives and board members in the event of a lawsuit arising from their management decisions. Common claims include: Without D&O coverage, business.. Read more

Why Driving Schools Need the Right Insurance Coverage to Stay on the Road
Why Driving Schools Need the Right Insurance Coverage to Stay on the Road

Protecting Your Business from Liability RisksRunning a driving school means putting new drivers behind the wheel every day. While this is a necessary step in helping students learn, it also introduces risks that could leave your business vulnerable. That’s why having the right insurance coverage isn’t just a good idea—it’s essential. At Ferrari & Associates, we work closely with driving.. Read more

Understanding Torch Roofing Risks
Understanding Torch Roofing Risks

Mike Di Pinto, VP of Construction Insurance at Ferrari & Associates, highlights the risks associated with torch roofing, a method utilizing propane torches to seal roofs effectively for 15–20 years. Despite its durability, torch roofing poses significant fire hazards, including the potential ignition of flammable materials and hidden smoldering fires, along with injury risks for workers.

How To Lower Roofing Insurance Premiums
How To Lower Roofing Insurance Premiums

Welcome back! I’m Mike Di Pinto, Vice President of Construction Insurance at Ferrari & Associates. If you’ve already read my first article, “Why Is Roofing Insurance So Expensive?” thank you for continuing this journey. In that article, I outlined why roofing is considered such a high-risk profession and how these risks drive up insurance premiums. In this second part of.. Read more

Why is Roofing Insurance So Expensive?
Why is Roofing Insurance So Expensive?

Why is roofing insurance so expensive? This is a question I get asked a lot. Hello, I’m Mike Di Pinto, Ferrari & Associates’ Vice President of Construction Insurance, and in this article, I’ll explain why roofing insurance is costly and what factors contribute to those high premiums. Roofing is a high-risk profession due to the inherent dangers involved in working.. Read more

Commercial Insurance for Snow Removal Contractors
Commercial Insurance for Snow Removal Contractors

Insurance for snow removal contractors is essential due to the unique risks involved in the industry. Snow removal operations often take place under challenging weather conditions, which increases the likelihood of accidents, property damage, or even injury. Whether it’s a slip-and-fall incident involving a third party, damage to a client’s property, or an accident with snow removal equipment, these risks.. Read more

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