Commercial Insurance

Commercial Insurance Employment Practices • March 17, 2025

Employment Practices Liability Insurance (EPLI): Safeguarding Your Business from Workplace Claims

Even a well-intentioned business can face employment-related lawsuits. This could include wrongful termination, harassment and discrimination claims. With legal action against employers on the rise, we are here to explain how Employment Practices Liability Insurance (EPLI) provides critical protection for your business. What Does Employment Practices Liability Insurance Cover? Employment Practices Liability Insurance serves to protect businesses from claims brought.. Read more

Commercial Automotive Commercial Insurance • March 17, 2025

Commercial Auto Insurance: Essential Coverage for Delivery Services

Delivery services have never been more in demand. Whether you operate a courier company, food delivery service, or e-commerce fleet, your vehicles are the backbone of your business. But with constant road use, accidents are inevitable—making commercial auto insurance a must-have. What Does Commercial Auto Insurance Cover? Unlike personal auto insurance, commercial auto policies provide coverage tailored to businesses that.. Read more

Commercial Insurance Cyber Liability • March 17, 2025

Cyber Liability Insurance: Why Every Business Needs Protection from Data Breaches

Businesses of all sizes are increasingly targeted by cybercriminals. From phishing scams to ransomware attacks, a data breach can cripple operations and lead to significant financial losses. Cyber liability insurance is the best defense against these growing risks. What Does Cyber Liability Insurance Cover? A cyberattack can expose sensitive customer data, disrupt business operations, and result in regulatory fines. Cyber.. Read more

Commercial Insurance Professional Liability Insurance • March 17, 2025

Why Errors & Omissions Insurance is Essential for Architectural Firms

Architects play a crucial role in shaping the built environment. But even the most experienced professionals can make errors that lead to financial losses, project delays, or structural issues. Errors & Omissions (E&O) insurance—also known as professional liability insurance—protects architectural firms from claims of negligence, design flaws, or contract disputes. What Does E&O Insurance Cover? Architectural firms face unique liability.. Read more

Commercial Insurance Directors and Officers • March 17, 2025

Why Directors & Officers (D&O) Insurance is Critical for Business Leaders

Whether you run a private business, a non-profit, or a publicly traded company, directors and officers (D&O) insurance is essential to protect your leadership team from lawsuits. What Does D&O Insurance Cover? D&O coverage provides financial protection for executives and board members in the event of a lawsuit arising from their management decisions. Common claims include: Without D&O coverage, business.. Read more

Commercial Insurance Driving School • March 17, 2025

Why Driving Schools Need the Right Insurance Coverage to Stay on the Road

Protecting Your Business from Liability RisksRunning a driving school means putting new drivers behind the wheel every day. While this is a necessary step in helping students learn, it also introduces risks that could leave your business vulnerable. That’s why having the right insurance coverage isn’t just a good idea—it’s essential. At Ferrari & Associates, we work closely with driving.. Read more

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