Even a well-intentioned business can face employment-related lawsuits. This could include wrongful termination, harassment and discrimination claims. With legal action against employers on the rise, we are here to explain how Employment Practices Liability Insurance (EPLI) provides critical protection for your business.
What Does Employment Practices Liability Insurance Cover?
Employment Practices Liability Insurance serves to protect businesses from claims brought forward by employees (current or former), including:
- Wrongful Termination – Allegations of firing an employee without just cause.
- Discrimination – Claims of unfair treatment based on age, gender, race, or other protected characteristics.
- Sexual Harassment – Legal actions arising from inappropriate workplace conduct.
- Retaliation – Accusations that an employer took punitive action against an employee for reporting misconduct.
Without EPLI, even a single claim can lead to substantial legal fees, settlements, and reputational damage.
Why Every Business Should Consider EPLI Coverage
No employer is immune to workplace disputes. Even with strong HR policies in place, lawsuits can arise. Small and mid-sized businesses, in particular, are often caught off guard by employment-related claims, making EPLI a crucial safeguard.
Consider these real-world scenarios:
- A manager is accused of workplace harassment, leading to a costly lawsuit.
- An employee claims they were wrongfully fired after reporting unsafe working conditions.
- A business is sued for wage and hour violations due to improper overtime pay calculations.
How Ferrari & Associates Can Help Your Business
At Ferrari & Associates, we help businesses stay protected with customized EPLI coverage. Our solutions provide peace of mind, ensuring you can focus on running your business without the fear of costly litigation.
Protect your business from employment-related lawsuits—contact us for an EPLI quote today.
What Does EPLI Cover?
EPLI shields businesses from claims brought by employees, including:
- Wrongful Termination – Allegations of firing an employee without just cause.
- Discrimination – Claims of unfair treatment based on age, gender, race, or other protected characteristics.
- Sexual Harassment – Legal actions arising from inappropriate workplace conduct.
- Retaliation – Accusations that an employer took punitive action against an employee for reporting misconduct.
Without EPLI, even a single claim can lead to substantial legal fees, settlements, and reputational damage.
Why Every Business Should Consider EPLI Coverage
Unfortunately, no employer is immune to workplace disputes. Even with strong HR policies in place, your business may face lawsuits. Unfortunately, even small and mid-sized businesses, in particular, are often caught off guard by employment-related claims, making EPLI a crucial insurance policy for your business to hold.
We help many businesses stay protected with customized Employment Practices Liability Insurance coverage. Our solutions provide business owners and executives peace of mind, ensuring you can focus on running your business without the fear of costly litigation.
Protect your business from employment-related lawsuits—contact us for an EPLI quote today or click here to start your commercial insurance quote.
*The information provided on this page is for information purposes only and should not be taken as insurance advice. For actual insurance advice, please fill out one of our forms, or call Ferrari & Associates at 1-888-467-8989
