Delivery services have never been more in demand. Whether you operate a courier company, food delivery service, or e-commerce fleet, your vehicles are the backbone of your business. But with constant road use, accidents are inevitable—making commercial auto insurance a must-have.
What Does Commercial Auto Insurance Cover?
Unlike personal auto insurance, commercial auto policies provide coverage tailored to businesses that rely on vehicles. Key coverages include:
- Liability Coverage – Protects your business if a driver causes an accident that injures someone or damages property.
- Collision Coverage – Pays for repairs or replacement of your vehicles after an accident.
- Comprehensive Coverage – Covers theft, vandalism, and non-collision-related damages.
- Non-Owned Auto Coverage – Protects your business when employees use personal vehicles for deliveries.
Why Delivery Services Need Specialized Coverage
Standard auto policies won’t cover vehicles used for commercial purposes, which means your business could be on the hook for expensive repairs or lawsuits in the event of an accident.
At Ferrari & Associates, we specialize in commercial auto insurance designed for high-mileage businesses like delivery services. Our tailored solutions help keep your fleet on the road and your business running smoothly.
Ensure your delivery business has the right coverage—get a commercial auto insurance quote today.
