Your jewellery collection represents more than just monetary value—it carries memories, milestones, and sentimental worth. Whether it’s your engagement ring, a family heirloom, or that luxury timepiece you’ve always wanted, protecting these cherished items with the right jewellery insurance plan is crucial. At Ferrari & Associates, we help you safeguard your most precious assets, ensuring peace of mind whether you’re at home or traveling abroad.

Why Do You Need Jewellery Insurance?

One of the most common reasons people insure their jewellery is to protect against loss. It’s easy to lose track of things like rings, necklaces, or watches during everyday life or while traveling. When you lose a piece of jewellery, you lose both its sentimental value and your investment. Without proper coverage, the time and money you spent on that diamond ring or luxury watch may be gone for good, with slim chances of recovery or replacement.

Does Jewellery Insurance Protect Jewellery While Traveling?

Obviously, traveling with expensive jewellery increases the risk of theft and loss. Tourist areas often attract criminals, especially jewel thieves, who target visitors carrying high-value items. Additionally, traveling often involves adventure and activity—whether it’s hiking, swimming, or sightseeing. Unfortunately, during these moments, the risk of losing or damaging your jewellery can skyrocket. While you’re busy enjoying your vacation, the last thing you want is to worry about your jewellery.

With the right jewellery insurance from Ferrari & Associates, you can travel with confidence. Whether you’re exploring new destinations or unwinding at a resort, you can feel confident that your valuable items are protected against loss, theft, and damage.

Is Jewellery Theft Covered?

Jewellery theft is unfortunately more common than most people realize. Break-ins and burglaries often result in the loss of irreplaceable items, leaving families heartbroken. The emotional toll is hard enough, but the financial loss is sometimes even more devastating if your jewellery isn’t insured. At Ferrari & Associates, our jewellery insurance policies are designed to ease the burden of such unfortunate events. With coverage in place, even the worst-case scenario won’t leave you without protection.

Do I Have Accidental Damage Coverage for My Jewellery?

Life is full of little accidents—accidentally banging your ring on a hard surface or losing a gemstone from a bracelet can happen to anyone. Repairing or replacing damaged jewellery can be expensive, but the right insurance covers those costs. Our comprehensive policies at ensure that your jewellery is repaired or replaced when the unexpected happens.

What Does Jewellery Insurance Cover?

The cost of jewellery insurance really depends on the value of your collection and the specific coverage you need. Some policies cover loss, theft, and damage, while others may offer additional options like worldwide coverage, which is especially important if you frequently travel with your jewellery. Our goal is to make sure you can wear your jewellery with confidence and pride, knowing it’s protected no matter where you are.

Whether your jewellery tells a story of family history or represents your personal style, you deserve to enjoy it without worrying about the financial risk. Our tailored insurance policies give you the freedom to do just that.

Did you know that our Jewellers Block & High Valued Collections Insurance Expert Lacey Horn has over 17 years of experience in the jewellery industry?  In fact, Lacey is a member of the Women’s Jewellery Association and is certified in Diamonds and Coloured Stone Grading from the Gemological Institute of America, the world’s foremost gemological authority. Lacey also holds her Graduate Jeweller CJAGJ designation too!

To learn more about contract surety, please read our other blogs, or contact one of our brokers at 1-888-467-8989 and ask for Lacey.

*The information provided on this page is for information purposes only and should not be taken as insurance advice. For actual insurance advice, please contact Ferrari & Associates at 1-888-467-8989