A single wrongful termination claim, workplace harassment lawsuit, or discrimination allegation can lead to overwhelming legal costs, reputational damage, and operational setbacks that threaten everything you’ve built. Whether it’s a hiring decision, employee dispute, or company-wide policy, the true cost of employment-related claims goes beyond legal fees—it’s about how well your business can withstand the impact.
Protects against claims from former employees alleging unfair dismissal, breach of contract, or retaliation. Whether an employee claims they were let go for discriminatory reasons or without proper cause, EPLI covers legal defense costs, settlements, and damages.
businesses from claims of sexual harassment, hostile work environments, and discrimination based on race, gender, age, disability, religion, or other protected classes. Even with strong HR policies, companies can face lawsuits from employees, applicants, or third parties. EPLI ensures that one claim doesn’t jeopardize your company’s reputation and financial stability.
Covers allegations that an employer took adverse action against an employee for reporting misconduct, whistleblowing, or exercising workplace rights. These claims can be complex and costly, making EPLI essential for businesses of all sizes.
Protects against claims involving misclassification of employees, unpaid overtime, or improper payroll practices. With labor laws evolving, even businesses with the best intentions can face lawsuits from current or former employees over compensation disputes.
Defends businesses against lawsuits from candidates or employees claiming they were denied opportunities due to discrimination, bias, or unfair hiring practices. EPLI ensures your company is protected from the financial consequences of these claims.
Employment Practices Liability Insurance (EPLI) ensures that when challenges arise, your leadership is protected, your business remains stable, and your future stays secure. Because in today’s workplace, proactive protection isn’t optional—it’s essential.
A former employee claims they were fired without cause and sues for wrongful dismissal and emotional distress. The company, though confident in its decision, faces steep legal defense costs. Employment Practices Insurance Covers legal fees, settlements, and any awarded damages, allowing the company to focus on growth instead of costly litigation.
An employee files a lawsuit, alleging that a senior manager created a hostile work environment through inappropriate comments and actions. The company, despite having an anti-harassment policy, faces reputational harm and legal challenges. EPLI provides financial protection for legal defense, public relations support, and settlements, helping the business mitigate damage and move forward.
A group of employees sues a restaurant for unpaid overtime and improper tip distribution. Although the restaurant followed standard practices, a lawsuit forces them into a costly legal battle. EPLI covers attorney fees, back pay settlements, and compliance review costs, ensuring the business can recover without major financial loss.
*The information provided on this page is for information purposes only and should not be taken as insurance advice. For actual insurance advice, please fill out one of our forms, or call Ferrari & Associates at 1-888-467-8989
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