You need a broker who understands the unique risks of snow removal and landscaping like slip-and-fall liability, equipment breakdowns, and environmental exposures. Ferrari & Associates knows what coverages are mandatory for contracts, what’s often overlooked (like E&O or Pollution Liability), and how your work changes seasonally.
When you need a Certificate of Insurance or proof of bonding to bid on a job, you don’t have time to wait. Ferrari & Associates' team responds quickly and gets documents in your hands without hassle. We prioritize contractors and have streamlined systems for issuing certificates and supporting urgent needs—especially during tender season or after a snowfall.
Not all insurers write policies for snow removal contractors or landscapers; especially those doing r high-risk work. You need a broker with access to a wide range of insurers and programs. Ferrari & Associates can place hard-to-insure risks and offers competitive rates through specialty programs and MGAs that general brokers might not even know exist.
Many snow removal and landscaping contracts require tender bonds, performance bonds, labour & materials bonds or maintenance bonds. Our in-house surety experts can help you get prequalified, apply quickly, and never miss a contract deadline. We proactively help you build your bonding capacity and secure more work, not just react to your requests.
Your business changes with the seasons: landscaping when it's warm, snow removal when it's cold. You need an insurance policy built that adapts with you and ensures you are not overpaying for unnecessary coverage. Our team ensures you are always protected, only paying for what you need, and without coverage gaps when your operations shift.
Insurance is only part of the picture. Ferrari & Associates helps you avoid claims altogether—offering tips, tools, and guidance on safety practices, contracts, and how to reduce your liability. We go beyond selling coverage by acting as a strategic advisor who helps you run a safer, more profitable business.
We work hand-in-hand with snow removal and landscaping contractors to prepare for tenders ahead of time. We help you secure the right insurance coverage, protect your equipment, and ensure your surety is in place so when the contract hits your desk, you’re ready to seal the deal.
With access to multiple insurance markets and experience helping contractors win renewable, multi-year jobs, we don’t just help you respond—we help you grow.
