Protecting Your Business

JEWELLERY STORES

Jewellery stores face unique risks that most industries never encounter. Whether you run a high-end boutique, a local jewellery store, or a wholesale operation, you’re handling high-value inventory daily—items that are both desirable and easily portable. Unfortunately, Canadian jewellers are increasingly targeted by sophisticated theft rings, smash-and-grab robberies, and even internal losses. Jeweller’s Block Insurance is specifically designed to protect Jewellery Stores against these risks, ensuring your business is covered where standard policies fall short.  

In light of the increasing frequency of thefts in jewellery stores across Canada, having this comprehensive coverage is more critical than ever. With the alarming rise in criminal activities targeting high-value goods, safeguarding your assets should be a top priority. Without adequate insurance, your business may face devastating losses that could jeopardize not only your inventory but also your company’s future.
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Jewellers Block Insurance for Jewellers, Appraisers, Wholesalers and Manufacturers.

Standard commercial insurance policies often leave jewellery businesses underinsured. They may not offer adequate protection for high-value inventory, items in transit, or unique pieces on consignment.

Jeweller’s Block Insurance is built with the jewellery industry in mind—covering theft, fire, water damage, equipment breakdown, and more. With risks increasing across Canada, especially in urban centres, this specialized insurance helps protect your business’s future and your peace of mind.

Inventory & Stock Insurance

Jewellery Stores, Manufacturers, Appraisers, and Wholesalers hold invaluable inventory on site like diamonds, gold, exquisite jewellery, gemstones, and timepieces. It's not just merchandise, it is often precious inventory, heirloom pieces, and often, it's a significant investment.

In partnership with the top Jewellers Block insurance companies in Canada, we provide extensive protection for your items, whether they are on display in your store, securely stored in safes, undergoing repairs, or held on consignment.

Our coverage extends beyond your immediate premises too as we are also able to protect your inventory while it is in transit, ensuring peace of mind during transportation. Even items temporarily removed for exhibitions or trade shows, for example, may be included in our insurance, allowing you to showcase your collection without worry about loss, theft, or damage.

Theft & Crime Prevention

This insurance coverage offers protection against a variety of theft-related incidents, including robbery, burglary, smash-and-grab theft, and employee dishonesty. These types of losses can have a significant financial impact on businesses, particularly those operating in sectors vulnerable to crime, such as jewellery stores.

Furthermore, theft can occur in various forms—whether it's an external attack by masked intruders or internal theft from dishonest employees. Each incident can disrupt operations, lead to financial strain, and damage your store's reputation. This is why investing in robust theft protection is essential; it ensures that you have a safety net to fall back on during unexpected circumstances. Ultimately, securing this type of coverage not only protects your physical assets but also provides peace of mind, allowing you to focus on what matters most—serving your customers and growing your business. By prioritizing theft protection, you position your jewellery store to withstand the risks of today's increasingly volatile retail environment, ensuring long-term success and stability.

Our business insurance solutions provide Jewellers with peace of mind.

Jewellers Block insurance for Brick & Mortar, online & mobile

Business Cases

Our policies are built specifically for Canadian jewellers, with clear language, flexible limits, and industry-specific enhancements. You won’t find restrictive American policy terms or unnecessary coverage inflating your premiums.

 

Boutique Jeweller Smash and Grab

A boutique jeweller in Toronto experiences a smash-and-grab robbery. Jeweller’s Block Insurance covers the lost inventory, damage to the storefront, and lost income during temporary closure.

A wholesaler shipping diamonds between provinces experiences a loss in transit. Their policy covers the full value of the shipment and the cost of investigating the claim.

 

An appraiser’s workspace suffers water damage from a burst pipe. The insurance covers equipment repair and protects custom pieces under evaluation.

*The information provided on this page is for information purposes only and should not be taken as insurance advice. For actual insurance advice, please fill out one of our forms, or call Ferrari & Associates at 1-888-467-8989

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