Protecting Landlords

RENTAL PROPERTY INSURANCE

Owning rental properties is a great investment, but it comes with risks. Standard home insurance doesn’t cover rental properties, leaving landlords exposed to risks like tenant damage, lost rental income, or liability claims. Whether you own a single rental home, a multi-unit property, or short-term rental, having a dedicated landlord insurance policy ensures financial security. Rental properties insurance protects your belongings and legal liability while securing your peace of mind throughout the renting process.

At Ferrari & Associates, our team of insurance and financial experts offers a variety of comprehensive and adaptable rental properties insurance options, allowing you to build a customized plan that accommodates all your unique needs while staying true to your budget. Our experts ensure that your every risk is covered, from vandalism, falling objects and fire damage to broken glass, theft and water damage, giving you the freedom to focus your attention on the other day-to-day responsibilities of being a landlord.

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Insurance specifically designed for Landlords and Property Owners.

Rental properties insurance is a vital investment for anyone who is renting their property out, as it ensures a smooth and protected experience in the wake of any challenges you might face.

What Does Rental Property Insurance, or Landlord Insurance Cover?

Property protection is an essential aspect of insurance that safeguards your property against various risks. It covers damage caused by events such as fire, storms, vandalism, and theft, giving you peace of mind knowing that your investment is secured.

Rental income protection is another important feature, as it allows you to recover lost rental income if your property becomes uninhabitable due to an insured incident. This means that you won’t have to bear the financial burden of lost income during repairs or restoration. Liability coverage is crucial for property owners, as it offers protection in the event that a tenant or guest is injured on your property. This coverage ensures that you are financially protected against potential lawsuits and medical expenses resulting from such incidents. Tenant damage coverage is designed to help you manage situations where tenants cause accidental or malicious damage to your property. This protection can alleviate the costs associated with repairs or replacements, allowing you to maintain your property’s condition.

Landlords Deserve High-Touch Insurance Services

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What Affects Your Landlord Insurance Rates?

Property Location – Rental homes in high-crime or flood-prone areas may have higher premiums.
Tenant Type – Student housing or short-term rentals may cost more to insure.
Building Condition – Older properties may have higher premiums due to increased risk.
Security Features – Properties with security systems and smoke detectors can qualify for discounts.

*The information provided on this page is for information purposes only and should not be taken as insurance advice. For actual insurance advice, please contact Ferrari & Associates at 1-888-467-8989

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