Finding the right insurance for your driving school or instruction business can be challenging. With limited options for comprehensive coverage, securing the best protection at a competitive price has never been more important. At Ferrari & Associates, we understand the unique risks driving schools and instructors face. That’s why we’ve developed an exclusive insurance program designed to cover your vehicles, your instructors, and your business operations—no matter how your vehicles are used or who is behind the wheel.
Our enhanced driving school insurance program provides protection for fleet and individual vehicles, instructors and household drivers, rideshares and we offer Commercial General Liability (CGL) policies to cover both in-class and virtual training environments.
Businesses rely on vehicles for various purposes—transporting goods, delivering services, or, for some, even as a mobile office. Accidents or damages to these vehicles can result in significant financial losses, not just from repairs or replacements but also from potential legal liabilities. Commercial auto insurance provides coverage that personal auto insurance policies simply do not. Our insurance experts ensure your business is protected from these risks.
An instructor at a driving school uses their personal vehicle to train students and also drives for a rideshare company like Uber or Lyft during off-hours. One evening, while driving for Uber, they are involved in a collision, but their personal insurance denies the claim because the vehicle was being used for a commercial activity. To address this situation, a suitable coverage solution would include fleet or individual vehicle insurance to ensure the instructor’s car is covered for both driving lessons and rideshare services, along with instructor liability coverage to protect the driving school from liability if the instructor is involved in an accident during training.
A driving school expands its business by offering virtual classroom instruction through online webinars, but a student misinterprets a lesson on right-of-way rules, follows incorrect advice, and subsequently causes an accident, leading the student to sue the driving school for providing misleading training materials. To address such risks, the school secures a robust coverage solution that includes Commercial General Liability (CGL) specifically tailored for Virtual Classroom Coverage, which protects against claims of misinformation, negligence, or errors in training materials, as well as Errors & Omissions (E&O) Insurance that provides coverage for lawsuits alleging that the school’s advice or educational services caused harm.
*The information provided on this page is for information purposes only and should not be taken as insurance advice. For actual insurance advice, please fill out one of our forms, or call Ferrari & Associates at 1-888-467-8989
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