Helping Your Business Retain Top Employees

EMPLOYEE GROUP BENEFITS

Canadian employees are placing greater value on workplaces that offer comprehensive Employee Group Benefits. In fact, research shows that nearly half of employees prefer receiving benefits over a salary increase. Employee group benefits are a key component for ensuring a healthy, motivated, and positive work environment. By offering the right benefits package, a business is investing in the well-being of it’s employees and its long-term success.

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A well-structured group benefits plan ensures that employees have access to essential healthcare services and financial support when they need it most. For employers, offering benefits leads to higher employee satisfaction, improved retention rates, and increased productivity.  
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What are Employee Group Benefits

Employee group benefits refer to insurance and non-insurance services that a company provides to its employees. These benefits can include health and dental coverage, disability insurance, life insurance, retirement savings plans, and wellness programs. They are designed to enhance the financial and physical well-being of employees, helping them feel secure both in and outside of work.

EMPLOYEE GROUP PLANS COULD INCLUDE

Health & Dental Coverage

Access to preventative care, prescription medications, and emergency services to support your employees’ well-being.

Life & Disability Insurance

Financial protection for employees and their families in the event of unexpected life events.

Wellness Programs

Initiatives to improve mental and physical health, including gym memberships, mental health support, and more.

Retirement Savings Plans

Secure your employees’ future with employer-matched savings plans, ensuring long-term financial well-being.

Why Choose Group Employee Benefits for Your Business?

 

Providing group employee benefits offers several key advantages, both for your employees and your company:

  • Employee Retention: Offering a competitive benefits package helps retain top talent, reducing the costly process of employee turnover and recruitment.
  • Increased Productivity: Healthier employees are more productive. Group benefits provide access to healthcare and wellness programs, keeping your workforce engaged and reducing absenteeism.
  • Enhanced Employer Reputation: Offering robust benefits packages can improve your company’s reputation as a desirable place to work, helping you attract skilled professionals.
  • Financial Protection: Group benefits protect your employees from unexpected medical expenses or financial loss due to illness or injury, fostering a sense of security and loyalty.
Ferrari & Associates understands that no two businesses are alike. We offer fully customizable group employee benefits plans tailored to your company’s size, industry, and unique needs. Whether you’re a small business or a larger enterprise in Toronto or across the Greater Toronto Area, our team of experts will guide you through building a package that suits your employees while keeping your budget in mind.

Employee group benefits, employee pension plans and key-person insurance are all just a click or call away.

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Expert Financial Services & Advice

  • Policy Reviews – A detailed analysis of your current insurance coverage to identify any gaps, potential cost savings, or opportunities to enhance protection.
  • New Policy Setup – Guidance in selecting the right coverage for your home, business, or specialty assets, ensuring you get the protection you need.
  • Policy Change Requests – Assistance with updating your insurance policies as your circumstances evolve, whether it’s adjusting coverage limits, adding endorsements, or modifying insured items.
  • Luxury & High-Net-Worth Insurance Planning – Exclusive services for high-net-worth individuals seeking coverage for luxury homes, fine art, collectibles, exotic vehicles, and other valuable assets.
  • Employee Benefits & Group Insurance – Helping business owners structure comprehensive group benefits plans, including health, dental, and disability insurance for employees.
  • Financial Planning & Key-Person Insurance – Strategic discussions for individuals and businesses on protecting key stakeholders, planning for succession, and ensuring financial stability in case of unforeseen events.
  • Personalized Risk Assessments – One-on-one evaluations of personal and commercial risk exposure to ensure that insurance solutions align with your long-term objectives.

For Additional Consideration

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Key-Person Insurance
Short & Long-Term Disability
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Employee Group Pensions
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