Insurance for Manufacturers

Manufacturing Insurance

From small-scale workshops to large industrial plants, Canadian manufacturers face a wide array of risks, including equipment breakdown, product recalls, supply chain disruptions, and workplace injuries.

We offer manufacturing insurance solutions for Chemical Manufacturers, Pharmaceutical and Health Product Manufacturers, Metal Fabrication, Food and Beverage Manufactures, Textile Manufacturers, Plastic and Polymer Manufacturers, Electronics Manufacturers, Pulp and Paper Manufacturers, Automotive and Aerospace Manufactuers, and more.

Trust Ferrari & Associates

Manufacturing Insurance Experts

Operating a repair shop or garage involves multiple risks. Risks include accidents that could damage customer vehicles to potential liability if a customer or employee is injured on your premises. Garage operations insurance provides comprehensive protection, ensuring that your business can operate smoothly and without the worry of financial losses from unforeseen incidents.

Products Liability
Insurance

Intended to cover liability claims if your manufacturing company’s products cause injury or damage to third parties, whether due to a manufacturing error, design flaw, or faulty materials.

Products Liability Insurance for manufacturers is designed to manage risk with protection from financial loss due to costly lawsuits, product recalls, and reputational damage. With Products Liability Insurance coverage in place manufacturers can maintain trust with clients and ensure compliance..

Property
Insurance

Intended to protect your business’s physical assets that are critical to your manufacturing operations, against risks such as fire, theft, vandalism, sewer backup, and certain natural disasters.

Property insurance for manufacturers covers your machinery, raw materials, inventory, office equipment and your manufacturing facility itself.

This coverage ensures you can minimize production disruptions by quickly replacing your property, and maintaining business continuity.

Business Interruption
Insurance

This type of insurance is intended to cover lost income and operating expenses if the shop is forced to close due to fire, natural disaster, or a covered event.

Business Interruption Insurance is essential for ensuring that auto repair shops can continue to pay rent, employee wages, and other costs even when business operations are temporarily halted.

For example, a major storm damages the roof, forcing the shop to close for two weeks, leading to significant revenue loss.

Commercial General Liability Insurance

Intended to protect manufacturing companies from financial loss due to claims of bodily injury, property damage, or persona and advertising injury caused by their products, operations, or services.

Commercial General Liability for Manufacturers ensures your business is covered against lawsuits, legal fees and settlements as a result of accidents or damages your manufacturing activities unknowingly caused. This is especially important if you produce physical goods, or have extensive interactions with vendors or clients.

Equipment Breakdown
Insurance

Intended to provide coverage for repair or replacement costs due to mechanical equipment failure, operator error, electrical surge, and extra expenses to minimize downtime.

Equipment Breakdown Insurance for Manufacturers could cover significant repair or replacement costs for boilers and pressure valves, machinery and robotics, HVAC systems, computer systems and data centres, and refrigeration equipment. This is especially important for production lines, robotics, diagnostic equipment, and food and beverage

Environmental Liability
Insurance

Intended to protect your manufacturing company from legal liabilities and financial costs related to pollution or other environmental damage caused by your operations, products or waste management.

Environmental Liability Insurance for manufacturers can protect those in industries such as chemicals, pharmaceuticals, food and beverage, textiles, plastics, electronics, pulp and paper, petroleum, and more from cleanup costs, third-party bodily injury or property damage, legal fees, and regulatory fines from contamination or hazardous material incidents.

Employment Practices Insurance

This type of insurance protects automotive repair shops and garages from lawsuits arising from employee-related issues, including discrimination, wrongful termination, constructive dismissal, and harassment.

Business Interruption Insurance is important for auto shops with multiple employees, high turnover, apprentices, or workplace disputes between technicians, service advisors, and management.

Cyber Liability
Insurance

This type of insurance is intended to cover data breaches, hacking, and ransomware attacks affecting customer records and payment information.

Cyber Liability Insurance is essential for manufacturers that store customer information digitally, helping protect against financial losses and legal claims related to stolen or compromised data.

Our business insurance for manufacturers provides coverage for most manufacturing industries across Canada.

Contact us

Commercial Manufacturer insurance
Business Cases

Manufacturing insurance is a vital protection for businesses navigating a dynamic and competitive landscape. Manufacturers face challenges like supply chain volatility, fluctuating costs, and market pressures, all of which require strategic planning and risk management. Ferrari & Associates offers tailored insurance solutions that protect against these uncertainties, ensuring your operations remain resilient and sustainable.

Food Manufacturer with Product Recall

A Toronto-based food manufacturer discovers contamination in one of their batches, leading to a nationwide recall. Products liability and recall insurance cover the costs of removing the products from shelves, handling legal claims, and rebuilding consumer trust.

Textile Manufacturer Hit by Fire

A textile manufacturer in Vaughan suffers a fire that damages their facility and halts production. Property and business interruption insurance cover the cost of rebuilding the plant and compensate for lost income during downtime.

Automotive Parts Maker with Supply Chain Issues

An automotive parts manufacturer in Brampton faces a supply chain disruption due to a natural disaster affecting a key supplier. Business interruption insurance helps offset lost income and ensures the company can continue meeting contractual obligations.

Chemical Manufacturer with Environmental Spill

A chemical manufacturing company in Hamilton accidentally releases hazardous material, resulting in environmental damage. Environmental liability insurance covers cleanup costs, legal fees, and potential regulatory fines.

INSURANCE QUOTE

*The information provided on this page is for information purposes only and should not be taken as insurance advice. For actual insurance advice, please fill out one of our forms, or call Ferrari & Associates at 1-888-467-8989

Our blog
Commercial Insurance
Thought Leadership

Lorem ipsum dolor sit amet, consectetur adipisicing. Perspiciatis ipsum vero optio rerum molestiae, sintory ducimus, rem labore et delectus aspernatur.

View all

Commercial Insurance Employment Practices • March 17, 2025

Employment Practices Liability Insurance (EPLI): Safeguarding Your Business from Workplace Claims

Commercial Automotive Commercial Insurance • March 17, 2025

Commercial Auto Insurance: Essential Coverage for Delivery Services

Commercial Insurance Cyber Liability • March 17, 2025

Cyber Liability Insurance: Why Every Business Needs Protection from Data Breaches

Get in Touch

Need Expert Advice?

Vaughan (Main)

7675 Highway 27, Unit 20

Vaughan, ON, L4L 4M5

Tel: 905-856-9199

Fax: 905-856-9133

Oakville (GTA West)

1525 Cornwall Road, Unit 12

Oakville, ON, L6J 0B2

Tel: 905-844-4224

Fax: 905-844-9779

Downtown Toronto

100 King Street West, Suite 5700

Toronto, ON, M5X 1C7

Tel: 905-856-9199

Fax: 905-856-9133

Insurance for Manufacturers

Manufacturing Insurance