Insurance for Your Exceptional Life

Personal
Insurance

Celebrating exceptional lives and finding ways to protect the life you’ve built and the passions that drive you.

Whether it’s your home, your classic car, your art collection, or the yacht that turns heads at the marina, our bespoke personal insurance solutions are designed with you in mind. Our clients expect more than coverage; they expect expertise, discretion, and a seamless experience. As Canada’s premier brokerage for high-net-worth individuals, we provide tailored insurance plans that anticipate your needs and simplify the complexities of protection.

From protection your high-value home to ensuring your jewellery, collections, and vacation properties are covered with precision, we are your trusted partner in personal insurance.

Trust Ferrari & Associates

Personal Insurance Experts

Ferrari & Associates is more than a one-stop shop. We’re the benchmark for personal insurance in Canada, setting the standard for service, coverage, and care. When you’re ready to work with a brokerage that matches your lifestyle, we’re here to exceed expectations. For our team, it’s about looking after those we care about.

High-Value Home Insurance

Ferrari & Associates specializes in insurance for high-value, luxury homes in exclusive areas of the country. Whether you own a custom-built estate, a modern architectural masterpiece, or a historic home with unique craftsmanship, our bespoke insurance for luxury homes exceeding $3 Million dollars , offers coverage beyond standard homeowners’ policies.

Our high-value home insurance solutions include higher coverage limits, guaranteed replacement cost, specialized coverage for fine art and valuables, and concierge-level claims service. When your home is extraordinary, your insurance should be too.

Luxury living deserves premier protection. Let’s design a policy that fits your lifestyle.

Car
Insurance

It’s takes a name like Ferrari to know a thing or two about cars, and a name like Ferrari & Associates to know all there is to know about automotive insurance. Whether you drive a luxury sedan, family SUV, a luxury sportscar, or are a daily commuter, our automotive insurance has the protection you need, with options for comprehensive coverage, agreed value protection, and enhanced claims service.

With additional optional add-ons like roadside assistance, rental vehicle reimbursement, and coverage for OEM parts, our team will ensure your car insurance policy is built around your needs, not just the minimum requirements like so many others offer.

Drive with confidence, knowing your vehicle is protected by Ferrari & Associates

Homeowners
Insurance

Ferrari & Associates offers homeowners insurance coverage for wherever you call home. We appreciate that your home is likely your most valuable asset and we offer customizable homeowners insurance protection for primary residences, ensuring your property, belongings and personal liability are covered in the event of fire, theft weather and other unforeseen incidents.

Whether you’re buying your first home or upgrading to a larger property, our home insurance expertise ensures homeowners have the right coverage in place.

Homeowners insurance protection for your home, your belongings and your peace of mind.

Tenants (Renters)
Insurance

Ferrari & Associates provides comprehensive tenant’s insurance designed for those who rent apartments, condos, and rental homes. Your personal belongings, from furniture to high-end electronics, deserve protection that goes beyond a standard renter’s policy.

Our tenant’s insurance includes higher coverage limits, protection against theft and liability, and coverage for temporary living expenses if your rental becomes uninhabitable. Whether you lease a penthouse in the city, a loft, or apartment, your insurance should match your lifestyle.

Tenants deserve premium protection. Let’s secure your space with the right coverage.

Rental Property
Insurance

Ferrari & Associates specializes in rental property insurance for investors who own rental properties, luxury vacation homes, and multi-unit residences. As a landlord, protecting your investment is key, and standard policies may not offer the coverage you need.

Our rental property insurance includes comprehensive property protection, loss of rental income coverage, landlord liability, and specialized coverage for short-term rentals and tenants. When you own premium real estate, your insurance should be as sophisticated as your investment.

Protect your rental portfolio with coverage tailored for high-end properties. Let’s safeguard your investment today.

Condominium
Insurance

Ferrari & Associates offers condominium insurance for owners of high-rise units, waterfront condos, houses and townhomes. Your unit deserves more than basic coverage—our policies are designed for high-value properties with premium finishes and custom interiors.

Our specialized coverage includes higher policy limits, protection for custom upgrades, liability coverage for condo-related incidents, and loss assessment coverage to protect you from unexpected building costs. Your condo is more than a residence—it’s a statement of elegance, and your insurance should reflect that.

Elite living deserves elite coverage. Let’s design a policy that fits your high-end condo.

Classic & Collector Car
Insurance

Ferrari & Associates understands that a classic car isn’t just a vehicle—it’s a passion, an investment, and a piece of history. Whether you own a meticulously restored vintage automobile, a rare collector’s edition, or an exotic supercar, standard auto insurance won’t provide the protection your prized possession deserves.

Our classic car insurance offers agreed value coverage, inflation protection, flexible mileage options, and specialized claims handling by car enthusiasts who understand your vehicle’s worth. When your car is a collector’s item, it needs insurance that respects its value.

Timeless cars deserve tailored coverage. Let’s protect your classic with a policy as unique as your vehicle.

Recreational Vehicle
Insurance

Ferrari & Associates provides premium insurance for high-end motorhomes, luxury RVs, and custom travel trailers. Your RV is more than just a vehicle—it’s a mobile retreat, and protecting it requires coverage beyond a standard auto policy.

Our RV insurance includes full replacement cost, personal belongings coverage, emergency expense reimbursement, and liability protection whether you're on the road or parked at a scenic resort. Wherever your travels take you, peace of mind should follow.

Luxury travel deserves superior coverage. Let’s safeguard your RV for the road ahead.

Boat & Watercraft
Insurance

Ferrari & Associates specializes in insurance for yachts, sailboats, speedboats, and high-performance watercraft. Whether you’re cruising the open waters, docking at a private marina, or enjoying a weekend on the lake, protecting your vessel is essential.

Our boats and watercraft insurance includes agreed value coverage, towing and salvage protection, liability for on-water incidents, and specialized coverage for fine interiors and onboard equipment. Your vessel is a symbol of luxury—your insurance should match that prestige.

Set sail with confidence. Let’s craft a policy as refined as your watercraft. This is particularly important for businesses that transport goods, equipment, or people.

Motorcycle
Insurance

Ferrari & Associates offers comprehensive motorcycle insurance designed for riders who value both freedom and protection. Whether you ride for leisure, commuting, or adventure, having the right coverage ensures peace of mind on every journey.

Our motorcycle insurance includes collision and comprehensive coverage, liability protection, and coverage for riding gear and accessories.No matter the road ahead, we’ll help keep you covered so you can focus on the ride.

Ride with confidence. Get the protection you need for every mile.

Pet
Insurance

Your pet is a part of your family, and unexpected veterinary bills can add up quickly. Ferrari & Associates offers pet insurance to help cover medical expenses, so you never have to choose between your budget and your pet’s health.

Our pet insurance plans could include coverage for accidents, illnesses, emergency care, and optional wellness add-ons for routine vet visits. Whether you have a playful puppy, a curious cat, or a senior pet, we’re here to help you protect their well-being.

Give your pet the care they deserve. Let’s find the right coverage for your furry friend.

Travel
Insurance

Unexpected delays, medical emergencies, and lost luggage can turn any trip into a costly experience. Ferrari & Associates provides travel insurance that helps protect you from the unexpected, whether you’re traveling within Canada or abroad.

Our policies could include emergency medical coverage, trip cancellation and interruption protection, lost or delayed baggage coverage, and emergency assistance services. From weekend getaways to international adventures, we ensure you’re covered every step of the way.

Wherever you go, travel with peace of mind. Let’s find the right coverage for your next trip.

Our personal insurance solutions provide coverage for all areas of your life.

Our blog

Personal Insurance
Thought Leadership

From your home to your vacation property, from your automobile to your private yacht, the personal insurance services offered at Ferrari & Associates are built to let you live in confidence, knowing that your most precious assets are protected. Secure your treasures by trusting your personal insurance plan to our seasoned experts.

Art of Collecting Luxury Collections Private Collection Insurance • October 15, 2024

Valuing Your Vinyl Record Collection

Luxury Collections Private Collection Insurance • October 11, 2024

Insurance for Your Exceptional Life